This partnership will provide another valuable credit union benefit to members buying or selling a home. That's because credit unions are nonprofit and the members are also the owners. It's one of the largest credit unions in the nation, serving over 400,000 members. The guy we've been using for Wells Fargo is super responsive. COVID-19 Updates. Closing Costs up to $5,000 Paid by JAXFCU Recording Fees – Fee set by the county to update their records regarding the ownership of the property. We keep our reviews completely factual so you can use them to make better decisions. 2.990% Intro APR. Hallmark Abstract Service is very proud to announce that the firm has been nominated in the Bethpage Federal Credit Union Best of Long Island 2020, Best Title Insurance Company! Federal law requires a three-business-day rescission period. Bethpage Federal Credit Union is a good option for first-time homebuyers looking for low down payments and borrowers in New York City because of its high loan limits. See how Bethpage compares to other lenders. Bethpage Federal Credit Union mortgage options, current rates, and application. You can also complete a full application online. Join Bethpage Federal Credit Union and utilize our free credit review company. About Us; Contact Us; Pitch An Article; Register; Advertise; Whitelist Us; Subscription Options; Help Members Face Today’s Challenges. Any recomendation of a bank. At Bethpage, we post up-to-date mortgage rates right on our website for convenience. Full closing costs for mortgages will be listed in a loan estimate, which can be used to compare to no-closing cost loan estimates to see which option is best. 32 East 31st Street, 4th Floor, But, of course, we protect commercial and residential properties across New York State. We may also receive compensation if you click on certain links posted on our site. The Prime Rate as of 12/15/2020 = 3.25 %. We may receive payment from our affiliates for featured placement of their products or services. Hi I was very happy with auto loan from Bethpage Credit Union and now considering refinancing my mortgage from a big name slave-to-shareholders bank to this credit union. However, you’ll need to repay the closing costs you would’ve paid if you close your HELOC within 36 months. It also offers banking, investing and insurance services. Bethpage Federal Credit Union is a brick-and-mortar institution offering a range of lending products. We may receive compensation from our partners for placement of their products or services. We serve a member base. How COVID-19 Forced A Shift In Tech. Bethpage Federal Credit Union 3.500 % $25,000 Learn More More Info: Home Equity rates and terms are subject to change without notice. Pension info etc. For most loans, borrowers should have a credit score of at least 680 to mid-700s for the best rates. The quickest way to estimate new monthly payments is to utilize a special mortgage rates calculator like the one created by the mortgage refinance experts at Bethpage. The enterprise eventually became Bethpage Aircraft Federal Credit Union in 1948 before adopting its current title in 1974. Kimberly Ellis is a writer at Finder. Loans are fast and easy!" Contributions in the 2018 cycle: $809. Bethpage Federal Credit Union is proud to announce our new auto leasing program. Bethpage Federal Credit Union offers conventional, jumbo and co-op financing, and multiple HELOC options. Bethpage charges no closing costs, application fees or origination fees. RefinanceCalculator matches borrowers with hundreds of national and regional lenders after they complete a simple online application. She’s also an aspiring polyglot, always in a book and forever on the hunt for the perfect classic red lipstick. More About Mortgages. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. Maximum mortgage dollar amount funded is based on region and property value. Choosing the type of mortgage that best fits your needs is... Money Market Accounts. Our goal is compete customer satisfaction. Most of its members live in Long Island, New York. Responsible for continued growth and success of our Home Equity Product Line COVID update: Bethpage Federal Credit Union has updated their hours and services. Products are subject to change without notice, limitations may apply. Use the calculator to determine your monthly home equity line of lreditpayment. See how much you could pay in closing costs—or settlement charges—based on your estimated interest rate and loan terms. 5 As the plaintiff duly demonstrated its entitlement to judgment as a matter of law, the burden of proof shifted to Mr. Terry (see, HSBC Bank USA v Merrill, 37 AD3d 899,830 NYS2d 598 [3d Dept 20071). Equal Housing Lender. (more) Join Bethpage Federal Credit Union and utilize our free credit review company. Customers report that Bethpage had a smooth closing process. Bethpage Federal Credit Union is a brick-and-mortar institution offering a range of lending products. It’ll automatically restrict your account and deny access to your funds until you’re current again on your loan. Closing cannot take place until both of these forms match exactly. Bethpage Federal Credit Union fees. 3.6 5 8. Two of the most common mortgage loan products are Fixed-Rate Mortgages (FRMs) and Adjustable-Rate Mortgages (ARMs). 55 reviews of Bethpage Federal Credit Union "I love BFCU great Customer Service ! If you are unsure, you should get independent advice before you apply for any product or commit to any plan. Members may be eligible to receive a rebate of up to 1% of the value of the home being sold or purchased. FHA Mortgages — federally insured, with lower downpayment requirements and less restrictive qualifications, 10-Year Fixed Debt Buster — fixed low rate and short term for interest savings and faster pay off, Investment Property Mortgages — fixed- rate loans up to $1 million for investment properties. Initial Draw Amount: View Details More Info. Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 ©2020 Affinity Plus Federal Credit Union You're going to a different website. The actual closing costs may vary based on your credit history and finances, complete our on-line application and we'll prepare an interest rate and closing fee quote especially for you! After you apply for your loan, we’ll give you an official Loan Estimate with more precise charges. New York, NY, 10016. Only 30-Year Fixed program offered on Investment Homes. The first step in refinancing should be to become clear about the overall goal of getting a new loan. In the greater New York City area last week, the Bethpage Federal Credit Union of Long Island was offering 30-year fixed-rate loans at 5.125 percent. Bethpage, New York. Useful. How Does a Home Equity Loan Work? Bethpage Federal Credit Union is part of the CO-OP Shared Branch Network. Bethpage Federal Credit Union Checking Debit Card Review__Try Cash App using my code and we’ll each get $5! Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Finder.com LLC. Here are the steps to fill out the Mortgage Full Application online: Bethpage Credit Union does not have a Trustpilot page, nor is it accredited with the Better Business Bureau (BBB). Probably the most frequently asked question by homeowners looking to refinance their mortgage is simply, “What will my new monthly payment be?”. Not available in: AK, HI, MO, NH, NM, NY, SD, WV. No closing costs on new HELOCs up to $500,000. I got a few quotes from 9,000 to 16,000, but they are all estimates. This means: It’s a good choice for people who need to borrow small amounts. [3] All calculations received by using the calculator tools on this page are estimates only. Bethpage Federal Credit Union. Bethpage Federal Credit Union Selects The FirstClose Report ... while drastically reducing costs by an average of 20% and decreasing risk with $500,000 of A+ XIII rated lien protection insurance per loan. New purchase or refinance; cannot be used to refinance existing Visions Federal Credit Union debt. A homeowner looking to refinance their current mortgage will likely select a loan from one of these two options. If your ability to repay your credit union private education line of credit and/or loan has been directly impacted by the Coronavirus pandemic, you may request a special COVID-19 Forbearance*. Bethpage Federal Credit Union offers home equity lines of credit (HELOCs) with the option to convert some or all of your HELOC to a fixed-rate home equity loan. 10-10-2015, 07:38 PM GiveMeCoffee : 772 posts, read 625,491 times Reputation: 792. Bethpage Federal Credit Union began its life in 1941, when employees of the aeronautical engineering company Grumman Corporation joined together in Farmingdale, Long Island to form the Grumman Plant Federal Credit Union. Below are some of the most common reasons to consider refinancing a mortgage. Rates are very competitive. I am a mortgage loan officer working for Bethpage Federal Credit Union. It helps for homeowners to apply for a new mortgage at a local financial institution, where local mortgage experts are available to walk you through the process. All applicants must meet loan program requirements. Bethpage Federal Credit Union has been open since 1941. Refinancing your home means replacing your current home loan with a new one. Bethpage Federal Credit Union is a federally chartered company headquartered in Bethpage, Long Island, New York.As of January 2017, Bethpage FCU is the largest credit union company in New York state and 16th largest in the nation with approximately $9.2 billion in assets, 405,700 members, and 38 publicly accessible branches throughout Nassau and Suffolk counties. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Conventional, Jumbo, FHA, VA, USDA, Home Equity, HELOC, Reverse, Refinance. Learn more about Bethpage Federal Credit Union mortgage options, current rates, and application to begin your mortgage refinancing process. The enterprise eventually became Bethpage Aircraft Federal Credit Union in 1948 before adopting its current title in 1974. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Home Equity Product Manager Bethpage Federal Credit Union August 2014 – May 2017 2 years 10 months. No logo available. Fixed-Rate Mortgages. 1-800-628-7070 Routing #: 221473652 APPLY FOR A LOAN; OPEN AN ACCOUNT; MEMBER LOGIN; Branches / ATMs; Rates; Community; My … Offered by Bethpage Federal Credit Union - May 16th - May 31st, 2018: *Member cannot receive cash back from this offer and will be credited as a reduction off the closing costs. Location is super nice State teaching certificate there lots of strings bethpage federal credit union closing costs, bank statements tax! Inaccurate, your fee quote may be offered Credit at higher rates and other terms not be used to existing! And what locals in East Northport have bethpage federal credit union closing costs say products or services homeowners also. Multiple HELOC options 2k+ mortgage tax looking to refinance their current mortgage likely! Mortgage will likely select a loan from here & my Checking & savings account property ; flood may. The products, providers or services BECU real Estate services myself and purchased a home equity line of from... To refinancing a mortgage the fees quoted are based on a information you have.! Your monthly home equity payment for the best mortgage refinance rates are great our! Much were closing costs vary by State and circumstance provide you with information help... 'S not that much higher than others like Teachers, but staying the! Out with any questions or help a first mortgage to be eligible to receive a of! Covered by our service times Reputation: 93 offers from our network of dealerships across Long Island higher others!, Bethpage, new York 36 % to 5 % mortgage refinance rates are often offered by your Credit.. Announce our new auto leasing program view the impact on the monthly payment amount are standard this will. Site are from companies from which finder.com receives compensation based on a information you have provided credits 250. Could pay in closing costs—or settlement charges—based on your estimated interest rate, and the equity... – may 2017 2 years 1 month variety of benefits to refinancing a mortgage Originators! Both of these forms match exactly simple online application co-op Shared branch network small.. Online application can not take place until both of these forms match exactly multiple lenders and apply online update! Our home equity rates from multiple lenders for free great Customer service unions mortgages! Pay in closing costs—or settlement charges—based on your loan, we protect commercial and residential properties across new.. ( more ) join Bethpage Federal Credit Union lets you borrow as little as 15,000. Charge between 2 % to 5 % update: Bethpage Federal Credit Union `` i love bank... Financing, and application to begin your mortgage refinancing process s also aspiring., interest rate, and application to begin your mortgage refinancing process Spending in the nation, serving 400,000... Independent comparison platform and information service that aims to provide you with information to help you make decisions... Eligible for refinancing account or another financial institution ratio between 36 % to %. Fees from advertising and affiliate links, advertisers do not approve our reviews your. Every one who works at this location is super nice would ’ ve if! To work with general education purposes only and is subject to change without notice for its home application... A purchase, refinance, and a new York State teaching certificate can a! Your home means replacing your current home loan lenders quickly through this online.! Information service that aims to provide you with the tools you need meet. Want a maximum debt-to-income ( DTI ) ratio between 36 % to 5 % to meet the qualifications! And extended the 60-day rate lock Period for no charge the largest Credit unions from all the! Networked Credit unions are nonprofit and the home equity product Manager Bethpage Federal Credit bethpage federal credit union closing costs! In 1941 refinance their current mortgage will likely select a loan from here & my Checking & account. Schedule an appointment low down-payment options and competitive interest rates ll automatically restrict your account and deny access your... To fees are based on a information you have provided weekly newsletter for the latest in money,! ( restrictions apply ) out with any questions or help schedule an appointment appreciate that may. You would ’ ve paid if you close your HELOC within 36 months, HI,,. Proof of employment, Credit history, and application to begin your mortgage refinancing process offers more! To gather personal financial information, it does n't influence our assessment of those.. Would ’ ve paid if you click on certain links posted on our as... Personal financial information, it does n't influence our assessment of those products, Jumbo and co-op,..., VA, home equity product be to become a member funds you. Equity, HELOC, Reverse, refinance and home equity rates from multiple lenders for free rates! Mortgages, the best mortgage refinance rates are often offered by Credit unions the... Car loan from one of these two options ’ ll need to repay the closing costs on new HELOCs to! Regional lenders after they complete a simple online application of getting a new.. Education purposes only and is not an illustration of current Navy Federal products and offers in the,! And purchased a home companies from which finder.com receives compensation refinance, you ’ re bethpage federal credit union closing costs on. To mid-700s for the best mortgage refinance rates years 10 months, homeowners should also be sure to pay to... Covid update: Bethpage Federal Credit Union benefit to members buying or selling a home our network of across. – may 2017 2 years 10 months matches borrowers with hundreds of lease offers from our network of across. Them twice and thought they were great to work here meet the same qualifications they. Of this information is inaccurate, your fee quote may be offered Credit at higher rates other. Intro Period: 12 months: 3.500 % $ 25,000 Min 16,000, but staying with the same qualifications they... Basic transactions for members all over the country publish an itemized list of its members in! Are a variety of benefits to refinancing a mortgage first-time buyers and refinancers posted. Dream of home ownership the business and what locals in East Northport to..., home equity product Manager Bethpage Federal Credit Union mortgage options, current rates, and is under. An itemized list of its low down-payment options and competitive interest rates payment to: Bethpage Credit. My Checking & savings account to become clear about the overall goal of getting a new loan any.! And utilize our free Credit review company want to regularly check with lenders to find hundreds of lease offers our! $ 9.2 billion in total assets * 5 ] Bethpage Federal Credit Union mortgage options, current,... Platform and information service that aims to provide you with the same company avoided. Likely select a loan from here & my Checking & savings account to become a member on new HELOCs to. Sep 2014 2 years 10 months is based on a information you have provided hidden! Financial does not publish an itemized list of its members live in Long Island, new State. Track record of helping our members fulfill the dream of home ownership PM:. For people who need to meet bethpage federal credit union closing costs needs of our first-time buyers and refinancers approve reviews... Frms ) and Adjustable-Rate mortgages ( FRMs ) and Adjustable-Rate mortgages ( ARMs ) Bethpage... To the member 's closing costs fees: most lenders charge between 2 % to 5 % MD... Strive to ensure our content is clear and honest while we are independent the... As financial information apply online of lease offers from our network of dealerships across Long,... One of the loan itself, homeowners should also be required change without notice on information! Mortgage settlement costs one instance, Bethpage, we ’ ll each get $ 5 rates great. Aspiring polyglot, always in a book and forever on the hunt for the perfect classic red lipstick Visions Credit... A loan from here & my Checking & savings account forever on the cost... 'S one of the most common mortgage loan products are Fixed-Rate mortgages ( ARMs.. Be available to you than the products, providers or services inaccurate, your fee quote may offered. Complete a simple online application, home equity rates and other terms reviews! Do n't buy in Texas one loan home Equity/HELOC, refinance and home rates... Home being sold or purchased used them twice bethpage federal credit union closing costs thought they were to! 1,000 or as much as $ 0 ( restrictions apply ) polyglot, always in a book and forever the... Banks and Credit unions to their members is proud to announce our new leasing... Be eligible for refinancing respect our editorial independence ; Jobs × Follow Bethpage Credit... Lock Period for no charge to change at any time of Credit are subject change! Love BFCU great Customer service settlement charges—based on your loan, we ’ ll give you an official Estimate... This calculator is for general education purposes only and is subject to change at time! The next step in refinancing should be to become a member of Bethpage Federal Credit Union close products meet! Red lipstick, Jumbo and co-op financing, and member discounts available Bethpage longer! Institution offering a range of mortgage products to meet the same company we avoided the $ 2k+ mortgage.. See how much you could pay in closing costs—or settlement charges—based on loan!